Signature loans are "unsecured" loans that are made just on your signature and almost as quickly! The loan can be paid back in monthly payments over a maximum three-year period (four years if the loan is $5,000 or more); or, in one lump-sum (term), such as a "90-day note." In some cases, a 90-day note can be renewed for another 90 days, however, the interest must be paid up to date at the time of the renewal. Only one renewal is allowed. On occasion, the term loan can be made for up to 180 days if necessary.

The maximum signature loan amount is $12,500 total per member. (You can have more than one signature loan at a time, but the total for all signature loans cannot exceed $12,500.) If a member has any credit card(s) issued by EPB Employees Credit Union, the credit limit amount(s) must be subtracted from the $12,500 regardless of the outstanding balance(s).

The Signature Loan is our most popular type of loan. Nearly one-third of all of our loans are Signature Loans. This loan can usually be done while you wait. Check with us if you think this type of loan can suit your needs. Call us in advance to be sure things can work as quickly as possible.